This app is designed to help you protect your financial accounts and make managing your money easier. You can set up fingerprint or face authentication for secure sign-on, or quickly reset your password if needed. With Zelle, you can easily send money to people you know and trust using their mobile number or email address. You can also transfer funds between eligible PNC accounts and external bank accounts, deposit checks with your Android device, and pay bills directly from the app.
The app also allows you to manage your PNC credit, debit, and SmartAccess cards, and make in-store payments with PNC Pay. If you misplace your card, you can easily lock or unlock it through the app. You can also use the app to locate the nearest PNC ATM or branch using location services or by searching with a zip code or street address.
If you have Virtual Wallet, you'll have access to additional tools and insights to help you reach your financial goals. The app shows you your "Free Balance" by subtracting known bills and expenses from your available checking account balance. It also alerts you to potential "Danger Days" when your account may be at risk of being overdrawn. You can visualize your money with the "Money Bar" feature, which shows your available spending money, scheduled bills, and savings goals.
The app also allows you to track your spending by category and set budgets to help you stay on track. You can create savings goals and set up automatic transfers to make saving easier. And with PNC's security and privacy measures, you can trust that your personal and financial information will be protected while using the app.
It's important to note that Zelle should only be used to send money to people you know and trust, and PNC and Zelle do not offer protection for authorized payments. There are also limits on the number of transactions you can make from a savings or money market account per month. While PNC does not charge a fee for mobile banking, third party message and data rates may apply. Mobile deposit is available with a supported camera-equipped device and a PNC mobile banking app, and certain restrictions apply.
Overall, this app offers a convenient and secure way to manage your PNC accounts, send money, pay bills, and reach your financial goals. With its user-friendly features and added security measures, it's a valuable tool for anyone looking to stay on top of their finances.