PayPal - Pay, Send, Save

The PayPal app offers a convenient and secure way to save money, send and receive money, earn cash back, and track packages all in one place. With the app, you can easily save offers from your favorite brands and have them automatically applied at checkout. Eligible items can be redeemed for cash or other options, with terms and exclusions outlined on PayPal's website.

In addition to saving money, you can also send and request money for free with friends and family in over 120 countries. As long as the transaction is funded by a bank account or PayPal balance, there are no fees involved. You can also request a PayPal debit card through the app, which can be used anywhere Mastercard is accepted and offers 5% cash back on a category of your choice each month.

If you're looking to grow your savings, the app also offers a high-yield PayPal Savings account with a current APY of 4.30%. You can easily manage your account and track your progress towards your savings goals directly from the app. However, a PayPal balance account is required to use this feature.

The app also allows you to track your packages, even if you didn't pay with PayPal. By linking your Gmail account, you can view your orders and their delivery status, receiving live updates until they safely arrive at your door. However, not all sellers are participants in this feature.

Lastly, the app offers the option to pay for purchases in four interest-free payments at millions of online stores. There are no late fees and no impact on your credit score. This feature is currently not available to residents of Missouri or Nevada and is subject to approval for purchases between $30 and $1500. PayPal is a financial technology company, not a bank, and offers loans to California residents under a CA Financing Law License. Other state-specific licenses and disclosures can be found on PayPal's website.

Overall, the PayPal app offers a variety of features to help you save money, manage your finances, and track your purchases all in one convenient place. Availability of features may vary by market, and the app is operated by PayPal's headquarters in San Jose, California.