Kikoff - Build Credit Quickly

Kikoff is an application that helps customers improve their credit score by an average of 58 points through on-time payments. Customers can sign up for either the Basic plan for $5/month or the Premium plan for $20/month. With either plan, customers will receive a credit line that is reported to Equifax, Experian, and TransUnion every month. This payment history will help to build their credit, making it a worry-free and easy process. Additionally, there is no credit check required and the application process only takes a few minutes.

The process of building credit with Kikoff is simple. First, a customer's credit utilization is lowered with a tradeline of either $750 or $2,500. Then, the customer can make purchases with this tradeline, limited to Kikoff, and only pay back what they spend. The most popular payment amount is $5/month. These payments are reported to the credit bureaus every month, while the customer's utilization rate remains low. Customers also have the option to put their credit building on autopilot by turning on AutoPay, making the process even easier.

Kikoff also offers additional services to help customers improve their credit. They flag any errors on a customer's credit report and offer a Rent Reporting service for Premium Credit Service account holders. This means that customers can have their rent payments reported to the credit bureaus, further helping to build their credit.

Kikoff's goal is to help customers establish a payment history and maintain a low utilization rate, all without any unexpected fees or interest. It is important to note that the impact on a customer's credit score may vary and is based on their payment behavior. However, Kikoff has seen success with customers who start with a credit score of 600 or below. The application is constantly updating its data, with the most recent data being from March 2022.

In summary, Kikoff is an application that offers credit building services to customers. By providing a credit line that is reported to the credit bureaus, helping to lower credit utilization, and offering additional services such as error flagging and rent reporting, Kikoff makes it easy for customers to improve their credit score. With no credit check required and a simple application process, Kikoff is a convenient and effective way to build credit.