GO2bank: Mobile banking

No surprise fees, no hidden fees, and no monthly fees with eligible direct deposit. However, if you do not have direct deposit, there is a $5 monthly fee. With GO2bank, you can get your pay up to 2 days early and government benefits up to 4 days early with direct deposit. You can also withdraw cash for free at our nationwide ATM network and deposit cash at retailers nationwide. Plus, you can earn a 4.50% APY on savings.

GO2bank also offers built-in backup with up to $200 in overdraft protection after eligible direct deposits and opt-in. Additionally, with the GO2bank Secured Visa Credit Card, you can easily build credit with no annual fee and no credit check.

Account protection is a top priority at GO2bank. You can keep your money safe with just a tap on the app to lock or unlock your card. We also provide fraud alerts if we detect any suspicious activity. And, your money is FDIC-insured for added peace of mind.

To open an account, simply download the app or visit GO2bank.com to learn more. You will need to verify your mobile number, email address, and identity (including your SSN) to access all features. Please see the Deposit Account Agreement at GO2bank.com/daa for more information on fees, terms, and conditions.

GO2bank offers a simple fee chart on our website and we waive the monthly fee when you receive a payroll or government benefits direct deposit in the previous monthly statement period. We also offer early direct deposit availability, depending on your payor type, timing, payment instructions, and bank fraud prevention measures. Please note that fees, terms, and conditions apply and can be found on our website.

GO2bank is committed to providing convenient and secure banking services. Our cards are issued by GO2bank, Member FDIC, and we are licensed by Visa U.S.A., Inc. We value your privacy and have a Technology Privacy Statement available on our website. We are not affiliated with any third-party names or logos, and they have not sponsored or endorsed our products or services.