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Chime – Mobile Banking

Chime – Mobile Banking

5.242.0 by Chime
(0 Reviews) October 09, 2024
Chime – Mobile Banking Chime – Mobile Banking Chime – Mobile Banking Chime – Mobile Banking Chime – Mobile Banking Chime – Mobile Banking

Latest Version

Version
5.242.0
Update
October 09, 2024
Developer
Chime
Categories
Finance
Platforms
Android
Downloads
0
License
Free
Package Name
com.onedebit.chime
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More About Chime – Mobile Banking

Chime is The Most Loved Banking App®. Get Paid When You Say with MyPay™, overdraft fee-free with SpotMe®, and improve your credit with Credit Builder.

Chime is a financial technology company that offers banking services through partnerships with The Bancorp Bank, N.A. and Stride Bank, N.A. These partnerships allow Chime to provide its customers with a Chime® Visa® Debit Card and a secured Chime Credit Builder Visa® Credit Card, both of which can be used anywhere Visa cards are accepted. Chime prides itself on being a safe and secure option for managing your money, offering features such as instant transaction and daily balance alerts, two-factor authentication, and the ability to block your card with a single tap.

One of the unique features of Chime is its MyPay™ service, which allows customers to access up to $500 of their pay any day they want, with no credit check, interest, or mandatory fees. Customers can receive their funds for free within 24 hours or instantly for a small fee. Additionally, eligible Chime members can overdraft up to $200 on debit card purchases and in-network ATM withdrawals without incurring any fees.

Chime also stands out for its commitment to no monthly fees, minimum balance fees, or foreign transaction fees. Customers can access over 50,000 fee-free ATMs at popular locations like Walgreens, 7-Eleven, and CVS. In addition to these benefits, Chime offers a Credit Builder card that can help customers increase their FICO® Score by an average of 30 points with regular on-time payments. This card has no interest, annual fees, or credit check required to apply.

Chime also makes it easy to send money to friends, family, or roommates with no transfer fees. This feature is as fast as sending a text message. However, it's important to note that Chime's MyPay service and Credit Builder card are currently only available in certain states, and terms and conditions apply. For more information on these services, customers can visit Chime's website or contact customer support, which is not available at the company's headquarters but can be reached through the website.

Overall, Chime offers a modern and convenient way to manage your money without the added costs and fees often associated with traditional banks. With its focus on safety, accessibility, and financial empowerment, Chime is a great option for those looking for a better banking experience.

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